International Health Insurance for Families & Professionals Living Abroad
Guidance for families, remote workers, and cross-border households who want private medical coverage before a major health issue appears.
Based in Mexico. Serving clients living internationally.

James Guzman
International Health Insurance Broker
Free Video Guide
Not ready to request a call yet? Watch this short video to understand how international health insurance works, how it differs from short-term travel insurance, and why it is better to review coverage before a major health issue appears.
Who This is For
I work with people living internationally who want more than short-term travel insurance or a basic emergency plan.
Professional families living abroad
Remote workers and business owners
Cross-border households
U.S. citizens and international residents outside their home country
Families who want private medical coverage before health issues appear
People looking for long-term international health insurance options
Health Insurance Gets Harder After Something Happens
Many people wait until after a diagnosis, accident, surgery, or health scare to look for serious coverage. By then, options may be more limited, more expensive, or subject to exclusions.
If you are healthy now, this may be the best time to review long-term international health insurance.
How the Free Fit Call Works
Step 1: Tell me about your situation
Who needs coverage, where you live, your ages, and your basic health background.
Step 2: We review your options
We discuss whether international health insurance, short-term travel coverage, or another approach may make sense.
Step 3: Move forward only if there is a fit
If there appears to be a good fit, we can continue with a full quote review.

About James
I am a U.S. Navy veteran, husband, father, and international health insurance broker based in Mexico. For more than 10 years, I have helped people navigate life abroad. For the last 5 years, I have helped clients understand international health insurance options.
My goal is to make the process clear, practical, and low-pressure so you can make an informed decision before a major medical issue appears.
FAQ
Is the 15-minute call really free?
Yes. The purpose of the call is to determine whether international health insurance may be a good fit.
Do you only work with people in Mexico?
No. Mexico is my main market and where I am based, but I can help people living internationally.
Is this the same as travel insurance?
No. Travel insurance is usually designed for temporary trips. International health insurance is generally built for people living outside their home country longer-term.
Can I apply if I already have a medical condition?
Possibly, but preexisting conditions can affect eligibility, pricing, exclusions, or available options. That is one reason it is better to review coverage before a serious health issue appears.
What happens after the call?
If it looks like there may be a fit, we can move to a more detailed quote review.